home


 * WELCOME TO PERSONAL FINANCE **

**//Ms. Megan Miller //** School Phone: 636-462-5148 E-mail: millerm@troy.k12.mo.us Conference: Purple Block 2 and Gold Block 1

**__ COURSE DESCRIPTION: __** //Required Graduation Credit: .5// Designed as a one-semester course for those who have the goal of acquiring knowledge and skills for financial decision making. In the years after graduation each student will need to know how to manage, save, and invest his/her money wisely. In addition to learning how to budget money and manage a checkbook, students will learn about saving and investment options. Other knowledge and skill areas include planning and managing credit, insurance, housing, transportation, and retirement.

 Class Competencies
 * Goals and Decision Making
 * Careers and Planning
 * Budgeting
 * Banking Services
 * Saving and Investing
 * Credit
 * Consumer Skills

=__OBJECTIVES:__= >>
 * 01-1 Goals and Decision Making
 * Compare choices using the decision making process.
 * 02-1 Careers and Planning
 * Compare and contrast the value and costs of career preparation. Create a career powerpoint on a career of their choice that matches their interests and skills.
 * 03-1 Budgeting
 * Develop a budget.
 * 04-1 Banking Services
 * Differentiate financial services offered by commercial banks, savings and loans, credit unions and brokerage firms.
 * 05-1 Saving and Investing
 * Compare and contrast investment options
 * 06-1 Credit
 * Compare and contrast credit options.

= ** __HOW YOUR GRADE IS DETERMINED:__ ** =
 * ** 20% FINAL **
 * ** 40 %TESTS **
 * ** 35% COURSEWORK **
 * ** 5% PARTICIPATION (bell ringers) **

= ** __GRADING SCALE:__ ** = A = 95-100 A- = 90-94 B+ =87-89 B = 83-86 B- = 80-82 C+ = 77-79 C = 73-76 C- = 70-72 D+ = 67-69 D = 63-66 D- = 60-62 F = Below 60

Gum: Big Red Candy Bar: Reece’s PB Cups Color: Purple TV Show: SVU, Criminal Minds Reality TV: Flipping Out DQ Treat: Dillybar Trilogy: Star Wars Singer: U2 Pizza: Bellacino’s BBQ Chicken Sport to Watch: Football Sport to Play: Softball Background on Ms. Miller I grew up on my family farm in Montgomery City. That’s right, I use to be a Wildcat! I graduated the University of Missouri-Columbia in 2006 with a Bachelors degree in Agri-Business Management. After working for a year, I FINALLY listened to heart and went back to graduate school for Education. I enjoy hanging out with friends and family, being outside! ||
 * FUN FAVES OF MS. MILLER

=﻿Ms. Miller’s Discipline Policy =

These rules and discipline policy were developed with the intent that all students be afforded equal opportunity to the education that they deserve.

**__ Expectations - Rules: Be Responsible, Respectful, and Reliable __** · Be courteous and respectful to all people at all times. Talking out of turn, disrespectful/vulgar language, pushing, profanity, cheating, disruptive outburst, general misbehavior, etc. are considered unacceptable. · Be on time every day. Unless you have a signed pass, students who are not in their seats when the bell rings will receive a tardy. · Be prepared for class. This includes homework, supplies, pencil and paper to class every day. · **__ No food or drink __** in the classroom. · __ Do not deface any property __ belonging to the school or to others. It is a privilege to use computers. If I spot any your computer privileges will be taken away. · NO COMPUTER GAMES · Have a good attitude. · I will dismiss the class. The bell does not dismiss you, I do.

**__ Consequences __** Failture to comply with the above guidelines could result in any or all of the following:
 * conference with Ms. Miller
 * loss of points
 * detention
 * parent notification
 * referral to administrator

**__ Network/Computer Penalties __**

<span style="font-family: 'Comic Sans MS',cursive; font-size: 16px; line-height: normal; margin: 0in 0in 0pt 0.5in; text-indent: -0.25in;">FOLLOW DISTRICT POLICY ALONG WITH BUSINESS DEPT. POLICY

**__ IPod / Cell Phone Use __** Unauthorized electronic devices used in the classroom will be reported to the office for discipline. This includes cellular phones, IPods, and headphones.

**__ Cheating __** · Cheating is irresponsible and inappropriate behavior at work and at school. What is cheating? Cheating is copying someone else’s work, getting the answers from someone else, or giving someone else the answers. · 1st offense- Receive “0”, call home · 2nd offense- Receive “0”, call home, and disciplinary action

**__ If You Are Absent __** If you are absent from class, you are responsible for obtaining your assignments. You receive 2 school days for every day that you are absent. Come see me during Academic Lab!! If you are absent, __you are responsible__ for getting the missing work.

**__ Late Work __** Late work will be accepted up to 2 days past the due date with a 30% deduction. Example: if the something is due on a Wednesday, I will accept late work until that Friday.

**__ Bonus Opportunity __** Bring in Clorox wipes, a box of Kleenex, or a package of pens/pencils and receive bonus points.

**__ Assistance __** Ever find yourself wondering, “what again are we doing”? Let me know ASAP. If you would like one-on-one assistance with projects, or need reinforcement, let me know. Don’t wait until it’s too late to bring your grade up. I’m here to help you learn; that is what I get paid to do. So help me help you. If you feel you are doing great, let me know. I can use your help! You will strengthen your knowledge by assisting others. If you feel you need more guidance, let me know that too. Education should be fun and beneficial; I do not want you wasting your time in here. I want you learning and doing your best and I want to do what I can to make that happen. I will gladly stay after school for help, but we have to keep the communication lines open!!

LET'S HAVE A GREAT SEMESTER!

media type="youtube" key="NTY03nrkJo8" height="349" width="425"